Mica Ricketts
Finally, after what feels like an eternity of winter, the sun has burst through the dreary clouds and summer is in full swing at last. But no matter what the weather is saying, you should be wearing sun protection come rain or shine. There's no better way of protecting your skin from harmful rays then that than using the best SPF moisturiser on a daily basis within your skincare routine.
As well as the well-known risks of skin cancer, the sun is also one of the biggest contributing factors to skin ageing thanks to UVA and UVB rays. Think UVB = burning and UVA = ageing. Because UVA rays have a longer wavelength they can penetrate the skin further causing DNA damage. Both UVA and UVB rays leads to sun damage, which in turn can cause hyperpigmentation, fine lines and wrinkles, and a loss of elastin.
So, if we want healthy and youthful-looking skin, then we really must protect it from the sun. Every. Single. Day. (Yes, even in autumn and winter too.)
Best SPF moisturisers of 2025 at a glance:
Incorporating a decent daily sun protection regimen can be tricky, but by adding this essential SPF to one of the best moisturisers you'll be protecting your skin every day, without having to worry too much about it.
- Best affordable SPF moisturiser: CeraVe Facial Moisturising Lotion SPF50 | £9.73 at Amazon (was £16.50)
- Best SPF moisturiser for sensitive skin: Cetaphil PRO Tinted Moisturising Day Cream SPF 30 | £24.99 at Sephora
- Best glowy finish SPF: Tropic Sun Day Dewy Facial SPF | £24 at Tropic
- Best for sensitised skin: La Roche-Posay Hyalu B5 Aquagel SPF30 | £27.93 at Amazon (was £32.31)
- Best SPF moisturiser for oily skin: Paula's Choice Youth-Extending Daily Hydrating Fluid SPF 50 | £31.20 at Amazon (was £39)
- Best SPF moisturiser for dark skin tones: Ultra Violette Supreme Screen Hydrating Facial Skinscreen SPF50+ | £27.20 at Sephora (was £34)
- Best non-greasy SPF moisturiser: The Body Shop Skin Defence Multi- Protection Light Essence SPF 50 PA +++ | £22 at The Body Shop
- Best for mature skin: La Roche-Posay Anthelios Age Correct SPF50+ | £21.94 at Amazon (was £33)
- Best tinted SPF moisturiser: Sarah Chapman Skinesis Skin Insurance Tinted SPF30 | £55.50 at Amazon (was £69)
- Best brightening SPF moisturiser: Elemis Dynamic Resurfacing Day Cream SPF30 | £67.98 at Amazon (was £95)
- Best luxury SPF moisturiser: RéVive Moisturising Renewal Day Cream SPF30 Broad Spectrum (UVA/UVB) Sunscreen PA+++ | £150 at Space NK
- Best lightweight SPF moisturiser: Byoma Moisturising Gel-Cream SPF30 | £12 at Amazon (was £14.99)
- Best hydrating moisturiser: e.l.f. Holy Hydration! Face Cream Broad Spectrum SPF 30 Sunscreen | £13 at E.l.f
- Best expert-led moisturiser: Dr David Jack All Day Long Daily Moisturiser SPF 50 | £95 at Dr David Jack
- Best rich cream: Elemis Pro-Collagen Marine Cream SPF 30 | £71.25 at Amazon (was £95)
- Best SPF moisturiser for dry skin: Medik8 Advanced Day Protect SPF 50 | £44.60 at Amazon (was £59)
- Best SPF moisturiser for pigmentation: Eucerin Sun Pigment Control Anti Dark-Spot Facial Sun Fluid SPF 50+ | £12.74 at Amazon (was £19.76)
- Best SPF moisturiser for all skin types: Clinique Moisture Surge™ SPF 25 Sheer Hydrator | £27 at Sephora
SPF moisturiser vs facial sunscreen: what's the difference?
First things first, let's address a common confusion: the difference between SPF moisturisers and a separate facial sunscreen.
In short, an SPF moisturiser is great for a very basic level of defence against sun-related damage. Protecting against the sun isn't its only function, as it's also doing the job of moisturising, too. So you'll be able to find one that protects you from the sun, whilst also catering to your other skin needs. It's like finding one of the best moisturisers for dry skin and then discovering it has a high SPF. Think soothing dryness, fighting discolouration, in the same vein as a brilliant hyperpigmentation treatment, and diffusing the appearance of wrinkles. If you're feeling a little lazy, travelling and trying to keep products to a minimum or just one of those people who fails to remember to apply your SPF, then these are a good option.
A facial sunscreen, on the other hand, only has one job: protect the skin on your face from the sun's rays without worrying about whether it's too moisturiser. Having said that, many sunscreen formulas now are so elegant, it's difficult to know the difference.
If you're on holiday or it's a particularly sunny day at home and you've decided to sunbathe, then it's time to get the best sun cream out.
"Many people believe that having an SPF in their moisturiser will suffice," says consultant dermatologist Dr Justine Kluk. "But, according to the British Association of Dermatologists, moisturiser with an SPF will only help protect you against small amounts of UV exposure, for example, walking to the car."
What these moisturisers won’t do is provide the same degree of sun protection as the best facial sunscreens, especially for longer periods of UV exposure. It's true that SPF in a moisturiser is tested the same way as SPF in sunscreen, so technically speaking, an SPF 30 moisturiser formula will offer the same level of protection as a facial sun cream with an SPF of 30. However, it all comes down to the application.
"To achieve the SPF on the label, you would have to apply at least half a teaspoon to the face, which people rarely do," says Kluk. Think about the way that you apply your usual moisturiser; you don't slather on a thick layer that thoroughly covers your face and neck in the same way you would do sun cream before heading to the beach.
"What’s more, SPF moisturisers are less likely to be rub-resistant and water-resistant. For these reasons, they won’t offer the same level of protection as the best sun creams," the doctor adds.
It's also worth noting that moisturisers containing an SPF don’t always contain protection against UVA rays, either. "As a result, they will not protect against UV ageing in the same way as a broad-spectrum sunscreen would," stresses Kluk.
Another essential suncare step is reapplication. So once you have applied either your moisturiser with an SPF or a facial sunscreen, the British Skin Foundation recommends that you top up every two hours. That's tricky if you've got a full face of make-up, which is where the best spf to apply over make-up comes in.
However, having an SPF in your daily moisturiser is never a bad idea. Because on those days when you're working from home or it's cloudy out, that added bit of daily defence is needed.
Here's our pick of some of the best SPF moisturisers...
We've tested so many SPF moisturisers over the years, and we've rounded up our top picks below. For more information on how we test the products that make it into our edits, check out our in-depth guide. Keep on scrolling to shop...
1. CeraVe AM Facial Moisturising Lotion SPF50
We previously featured the SPF30 version of this, as it was the highest factor it went up to. But now, the skincare gods answered our prayers and gave us SPF50. The stronger your skin’s barrier, the less sun damage you’re likely to accrue. So this moisturiser is a must-have on account of its ceramides, hyaluronic acid, SPF and purse-friendly price point. This is hands down one of the best moisturisers, with or without an SPF.
Katie Thomas, Senior Beauty Editor says: "This is my everyday SPF moisturiser. It doesn't sit on the skin, it hydrates my dehydrated skin and adds nourishment to drier areas. All the while protecting me everyday."
2. Cetaphil PRO Tinted Moisturising Day Cream SPF 30
If your skin is prone to redness, because of sensitivity or rosacea, and you find yourself caking on the make-up in a bid to disguise it then this might be the answer to your prayers. This tones down redness beautifully and helps to strenghten the skin barrier.
"I’m a creature of habit when it comes to skincare - and for good reason. My skin is super sensitive and acne-prone, so will tend to break out or flare up at the drop of a hat. The moment I tried this SPF moisturiser though, I knew it would become a big part of my morning routine. It has all but taken the place of my previous favourite moisturiser, and I’m not even mad about it. It's super lightweight and natural-looking. I like to wear it alone on make-up-free days as it evens out my pores and gives me a radiant glow (without looking too shiny). I’m obsessed." - Valeza Bakolli, Junior Shopping Editor
3. La Roche-Posay Hyalu B5 Aquagel SPF30
Like all La Roche-Posay products, this daily SPF is formulated with its iconic thermal spring water, so it's perfect when skin is a little off kilter. Dry patches, tightness and irritation are soothed as you protect with this gel formula. Dry-skinned friends, say hello to this little beauty.
"This is such a glorious SPF loved by myself and so many of my fellow beauty editors. It's described as a serum, but I recommend applying your existing serum first then layering this on top. Even though it's a gel, it's richer than you'd imagine, so you might find that you don't need a moisturiser on top. I like to use this when my skin is feeling a little reactive, post exfoliating treatment for example." - Katie Thomas
4. Paula's Choice Youth-Extending Daily Hydrating Fluid SPF 50
It's non-greasy and dries down to a really nice semi-matte finish that looks slightly dewy. This fluid texture and finish makes it a really nice primer before make-up. For some people, it might be difficult to work with this fluid texture but it's worth getting used to. Finally, it smells like marzipan so you decide whether that's a good thing or downside.
"As someone with super oily skin, I didn’t think a hydrating fluid would work for me. However, I’ve just finished my fifth bottle and it’s one of the best SPFs out there, in my opinion. The fluid formula is incredibly lightweight, melting into my skin without aggravating my oiliness. Plus it has this soft matte finish that's addictive. It’s perfect for those looking for effective sun protection without the greasy feel. I don’t think I will ever use a different SPF again." - Dionne Brighton, Social Media Editor
5. Ultra Violette Supreme Screen Hydrating Facial Skinscreen SPF50+
There's a high chance that you've seen this SPF moisturiser on your Instagram feed. Caroline Hirons is a huge fan, she says, "The lightweight formula sinks into the skin. With no pilling and no white cast it’s a great choice." If you won't take her word for it, how about the fact that there are three different versions depending on your needs - hydrating, mattifying and sensitive.
"I absolutely adore this product: it’s not thick or too heavy and it soaks into the skin exactly as you want it to. The key thing about it though is that it doesn’t leave behind any type of white case, any signs of grey—a must for those with darker skin tones. My sensitive skin is also typcally reactive to sunscreens and I'll often find that I breakout after using them, but not with this." - Sunil Makan, Editor
6. The Body Shop Skin Defence Multi- Protection Light Essence SPF 50 PA +++
It doesn't matter which skin type you have, nobody likes a greasy formula. You could have the driest skin imaginable, but if what's left behind after you apply your SPF moisturiser is a tackiness that doesn't sit well under make-up or feels heavy on the skin, you're not going to use it again. This moisturiser from The Body Shop is the opposite of that.
Ally Head, Health Editor says: "As someone with PCOS who occasionally deals with hormonal breakouts, I have to be careful with what I products I use on my skin. I've been picky about which facial SPF moisturisers I've used for fear of breakouts or irritation but was pleasantly surprised by this Body Shop product. A reformulation of their raved-about Skin Defence Essence product, I found the moisturiser easier to put on than regular SPF (and simpler to remember to apply, too). It's super lightweight, non-greasy, and leaves your skin feeling moisturised."
7. La Roche-Posay Anthelios Age Correct SPF50+
If you were concerned that using an SPF moisturiser would mean forgoing your plan of attack when it comes to fine lines and wrinkles, then think again. This rich cream that sinks in really quickly, works at improving your skin's elasticity and reducing the appearance of dark spots and wrinkles. All the while protecting you from the sun.
"La Roche-Posay Anthelios SPF 50 has been my failsafe for years. I once read that your collagen levels start dropping when you hit 26, which panicked me into levelling up my skincare. I did a lot of reading about SPF, and La Roche-Posay's was—and still is—top of the recommendations, and rightly so. In the six years I've been wearing it, I haven't burnt once, and it sits beautifully on top of my many-step skincare." - Mischa Smith, Features Editor
8. Sarah Chapman Skinesis Skin Insurance Tinted SPF30
All hail Sarah Chapman. Formulated with Light Diffusing LipoLight® and antioxidant Buddleja Davidii plant, the treatment protects against UVA, UVB, thermal and infrared radiation. Not only that, but smart light scattering powders and optical blurring technology help to give a brighter, glowing complexion. It's worth noting that this product is best applied after your regular morning moisturiser.
Katie Thomas, Senior Beauty Editor says: "God I love this product. When my skin is behaving and I have no hormonal spots, this is the only base I need. It protects my skin and gives the most beautiful wash of subtle colour that allows my skin to show off."
9. Elemis Dynamic Resurfacing Day Cream SPF30
Not only does this hydrating daily moisturiser provide broad-spectrum SPF protection, but it's a real heavy hitter when it comes to boosting skin luminosity and improving tone and texture. Infused with Elemis's patented Tri-Enzyme Technology, it makes light work of working away dead skin cells to leave your complexion smooth and bright.
Mica Ricketts, Freelance Beauty Editor and Marie Claire contributor says: "I have to admit that I don't tend to reach for SPF moisturisers, preferring instead to layer a dedicated sunscreen over my face cream of choice. However, this lesser-known gem from Elemis has totally converted me to the joys of infusing my SPF into my skincare. It's deeply skin-quenching, without feeling too heavy for my combination-oily skin, and it instantly makes my often tired-looking skin look so much brighter and more radiant. Plus, as someone that's prone to congestion, I love that it has exfoliating benefits without leaving my skin compromised to the sun."
10. RéVive Moisturising Renewal Day Cream SPF30 Broad Spectrum (UVA/UVB) Sunscreen PA+++
As beauty editors, we understand the appeal of luxury products and if you have the means and want to spend your money on a rich, luxe cream then you can really do no wrong with this SPF moisturiser from RéVive. It's rich in antioxidants, vitamins C and E and leaves skin feeling soft and looking firm.
"This product is definitely an investment, but if you're looking for a little bit of luxury, I couldn't recommend it enough. The moisturising skincare treatment features Revive's signature bio-renewal protein, and works to minimise the appearance of fine lines and wrinkles and protect against signs of premature ageing. My skin felt so soft afterwards, and my make-up went on so easily." - Grace Lindsay, beauty contributor
11. Byoma Moisturising Gel-Cream SPF30
This SPF moisturiser from Byoma is seriously impressive. It's deeply hydrating, sinks into the skin nicely and offers protection from from UVA and UVB rays. Not to mention we love the colourful packaging. Such a fun choice for spring and summer (alongside your facial sunscreen, of course).
"Whenever anyone asks me for skincare recommendations that won't cost them the earth, there are a few brands I recommend - CeraVe, La Roche-Posay and Byoma. I love that Byoma products make barrier care the focus and everything else is a bonus. This SPF gel moisturiser is perfect for oilier skintypes who veer away from heavy formulas or for those who prefer something lightweight in warmer weather. It's caring and protective." - Katie Thomas, Senior Beauty Editor
12. e.l.f. Holy Hydration! Face Cream Broad Spectrum SPF 30 Sunscreen
This affordable SPF moisturiser suits all skin types, but those with dry skin are really going to love their happy skin afterwards. Every time we try an e.l.f. product we are honestly amazed at the how luxury the formulas feel, but without the high price point.
"Holy hydration, indeed. Leave it to e.l.f. to create an SPF that is genuinely a joy to use. And it's really affordable too. This only thing with this consistency is that if this is your only SPF, you likely won't be using enough for adequate protection. I'd recommend putting on two layers of this if you want to be properly covered." - Katie Thomas, Senior Beauty Editor
13. Dr David Jack All Day Long Daily Moisturiser SPF 50
The texture of this is like nothing, it's incredibly elegant and feels incredibly luxurious on the skin. Thanks to its smart fragrance-free formula, it works for all skin types and is non-irritating for most. Sadly, this doesn't work for all skin tones so is something to bear in mind when choosing.
"This is up there with my favourite SPFs (for my skin tone and type—white, oily) of all time. It's almost impossibly lightweight and just makes me skin feel happy." - Shannon Lawlor, Executive Beauty Editor
14. Elemis Pro-Collagen Marine Cream SPF 30
Pro-Collagen Marine Cream has been a bestseller for Elemis for years. And with good reason. It deeply nourishes the skin, enveloping it in hydration with added anti-oxidant benefits. The SPF version does everything the original does, with the added sun protection.
Katie Thomas, Senior Beauty Editor says: "I have dry skin, which as soon as autumn arrives starts to misbehave. I always reach for my little green pot of Marine Cream to help prevent flaking and tightness when the weather gets colder. Thankfully, it's not greasy, so works well for oilier skin types too. As it has a slight fragrance to it, those with sensitive skin should try something else. Just in case,"
15. Medik8 Advanced Day Ultimate Protect SPF50+
As you'd expect from a Medik8 product, this formula is really clever. Not only does it have UVA and UVB protection in the form of SPF 50 and PA++++ defence, but it also has these smart light activated DNA repair enzymes that help to curb the damage caused by external aggressors. Oh and if that wasn't enough, there's also a blue light shield.
"I've loved Medik8 for the longest time - its Crystal Retinal range made me appreciate and fall in love with vitamin A. But somehow its suncare range passed me by - until recently. This little tube of joy landed on my desk earlier this year and I have used it everyday since. My dry skin loves that it feels rich, but doesn't ever feel too heavy. I will say that there's a slight tackiness to the finish that those with oily skin may not like, but it makes for a good make-up primer. I'm a big fan." - Katie Thomas, Senior Beauty Editor
16. Eucerin Sun Pigment Control Anti Dark-Spot Facial Sun Fluid SPF 50+
All Eucerin pigmentation products contain the brand's patented Thiamidol, which is known to visibly reduce the appearance of pigentation and prevent it from resurfacing. We all know sun protection is essential in the fight against dark spots, so if this is the skincare issue that bothers you most we cannot recommend this SPF moisturiser more.
"I really rate Eucerins anti-pigmentation products and always rely on them in the summer when my exposure to the sun increases and my freckles come out to play. You can only use products with Thiamidol four times over the course of a day, so in the middle of summer I would always reapply with another sunscreen too." - Katie Thomas, Senior Beauty Editor
17. Clinique Moisture Surge™ SPF 25 Sheer Hydrator
Not only is the original Clinique Moisture Surge moisturiser one of the brand’s most iconic moisturisers, but it’s one of the best moisturisers out there in general for skin-quenching hydration. This one offers all of the same moisture-boosting benefits but with the added benefit of SPF 25 protection. And, even better, despite looking opaque, this cream has been formulated specifically to blend in totally sheer so it works just as well for deep skin tones as it does for light ones.
"Whether your skin is oily, dry or dehydrated, this lightweight cream contains just the right balance of barrier-protecting ingredients (like aloe vera and a hyaluronic acid complex) to keep skin soft, supple and nourished without weighing it down. I am always wary about trying new moisturisers as so many in the past have broken me out, but as someone with acne-prone skin I can't rate this Clinique moisturiser enough. It gives me just the right amount of hydration and means I can still enjoy juicy-looking skin without looking overly shiny by the end of the day. Even without the SPF protection this would be one of my favourite moisturisers to use—but it's a great bonus." - Mica Ricketts, Freelance Beauty Editor and Marie Claire contributor.
18. MZ Skin Hydrate and Nourish Age Defence Retinol Day Moisturiser SPF 30
"I'm usually pretty wary of SPF moisturisers because of the dreaded white cast and when you have darker skin, this leads you to stay away from them. It's no secret that those with melanin-rich skin tones age better and this is because of constantly keeping our skin moisturised (in my opinion). So, I have spent many years trialling different moisturisers with SPF on a quest to find one without a white cast, that keeps my skin hydrated all day long. Enter MZ Skin. I have been a fan of this brand ever since it launched. This moisturiser keeps my skin smooth and hydrated with its powerhouse combination of retinol, SPF 30, and hyaluronic acid. It boosts collagen, smooths fine lines and wrinkles and of course protects from sun damage, without the white cast. A real winner." Lollie King, Senior Beauty Writer
19. Tropic Sun Day Dewy Facial SPF
"I always want my skin to look plump, dewy and enviably glowy, so I tend to stay away from matte SPFs. This formula from Tropic is the polar opposite of chalky—it leaves the most gorgeous finish that's not too shiny, and it's extremely hydrating thanks to the hyaluronic acid formulation (so you don't need to layer with other skin prep unless you want to). With both UVA and UVB at SPF 50 it provides all the coverage you need during summer, and it's a firm favourite of mine on no makeup days as the dewiness gives my skin an added boost with zero effort. It does have a pretty strong mango and coconut scent which I love, but may not be for everyone." - Amelia Yeomans, Junior Shopping Editor
20. Cetaphil Daily Defence Facial Moisturiser SPF30
"As previously mentioned, although I typically opt for a dewy SPF there are times when I need something a little more matte. Namely, if I have an event I will be wearing heavier makeup for and need to ensure it won't slip and slide around my face during the warm weather. I recently tried Cetaphil's new SPF and loved the lightweight and skin-like finish it left, ideal for layering with foundation. I've been a fan of Cetaphil products for the best part of a decade as the brand's face wash and moisturisers work wonders for my acne-prone complexion, so I love that I can use this oil free and sensitive formula without worry about clogged pores or breakouts. Made to be a daily moisturiser, it offers all the essential hydration too." - Amelia Yeomans, Junior Shopping Editor
