First-time buyer? This is the best city to get onto the property ladder

Noted.

Buying your first property can feel like a distant dream - especially when you're being told that you might never afford your own place because of your millennial love of lattes. Sigh. No wonder so many of us are thinking of leaving it all behind and looking at moving abroad instead.

However, if you're not keen on upping sticks and want to stay here in the UK, it might be worth taking a look at MoneySupermarket's First-Time Buyer Index to see which British cities come out on top for those who want to get their feet firmly on the property ladder.

The report looks at 35 cities and compares them against the most important factors for anyone looking to purchase their first property - job opportunities, average salary, disposable income, rate of contents theft and average cost of a one-bedroom.

And the city that has been selected as the most first-buyer friendly is Bath. Why? Because it scores highly for jobs per capita and leaves individuals with a large disposable income. In second place is Wolverhampton as a result of rising salaries, and in third place is Chester thanks to the increase in affordable housing. According to the report, the average cost of a one-bedroom is £106,050 (ahem, a pretty painful truth for London-dwellers - sorry).

Aberdeen and Derby come in at fourth and fifth place respectively.

So which cities are best avoided? Surprise, surprise - the capital came last, with one-bedroom properties a staggering £355,094 above the national average. Next up is Birmingham, as disposable income has dropped by 22%, and the third-worst is Sheffield due to the lack of job opportunities per capita.

Leicester and Edinburgh finish up in the bottom five, too.

So there you have it. If you want your own pad, Bath is the place to take the leap and make that commitment.