You won’t believe this £18 necklace isn’t designer

It's payday, and the Zara gods must've known this, because they've just dropped the high-street store's Autumn/Winter collection, and it's a good one.

Now if you can't make your mind up as to what to buy, let me steer you in the right direction: I've found the perfect payday treat, and it won't even set you back much.

Say hello to the £18 Zara necklace that's so chic it might as well be designer, and in fact I thought it was when I first saw it on Instagram.

The gold-toned statement necklace features irregular shaped circles and is part of the Zara Autumn/Winter collection.

Shop now: GOLD-TONED NECKLACE WITH IRREGULAR-SHAPED DETAILS for £17.99 from Zara

It's even got matching earrings too if you fancy going for the full look, though I'd advise wearing one or the other.

Shop now: IRREGULAR-SHAPED GOLD-TONED EARRINGS for £12.99 from Zara

If you're not into shell jewellery, I would say this is the perfect fashion alternative, and it'll transition nicely into the next season.

Wear now with a slip dress and later with snake-print blouse and trousers, which Zara also happen to stock...

Penny Goldstone

Penny Goldstone is the Digital Fashion Editor at Marie Claire, covering everything from catwalk trends to royal fashion and the latest high street and Instagram must-haves.

Penny grew up in France and studied languages and law at the Sorbonne Nouvelle University in Paris before moving to the UK for her MA in multimedia journalism at Bournemouth University. She moved to the UK permanently and has never looked back (though she does go back regularly to stock up on cheese and wine).

Although she's always loved fashion - she used to create scrapbooks of her favourite trends and looks, including Sienna Miller and Kate Moss' boho phase - her first job was at MoneySavingExpert.com, sourcing the best deals for everything from restaurants to designer sales.

However she quit after two years to follow her true passion, fashion journalism, and after many years of internships and freelance stints at magazines including Red, Cosmopolitan, Stylist and Good Housekeeping, landed her dream job as the Digital Fashion Editor at Marie Claire UK.

Her favourite part of the job is discovering new brands and meeting designers, and travelling the world to attend events and fashion shows. Seeing her first Chanel runway IRL at Paris Fashion Week was a true pinch-me moment.