The £18 Zara necklace you won't believe isn't designer

It's payday, and the Zara gods must've known this, because they've just dropped the high-street store's Autumn/Winter collection, and it's a good one.

Now if you can't make your mind up as to what to buy, let me steer you in the right direction: I've found the perfect payday treat, and it won't even set you back much.

Say hello to the £18 Zara necklace that's so chic it might as well be designer, and in fact I thought it was when I first saw it on Instagram.

The gold-toned statement necklace features irregular shaped circles and is part of the Zara Autumn/Winter collection.

Shop now: GOLD-TONED NECKLACE WITH IRREGULAR-SHAPED DETAILS for £17.99 from Zara

It's even got matching earrings too if you fancy going for the full look, though I'd advise wearing one or the other.

Shop now: IRREGULAR-SHAPED GOLD-TONED EARRINGS for £12.99 from Zara

If you're not into shell jewellery, I would say this is the perfect fashion alternative, and it'll transition nicely into the next season.

Wear now with a slip dress and later with snake-print blouse and trousers, which Zara also happen to stock...

Penny Goldstone is the Contributing Fashion Editor at Marie Claire UK. She writes about catwalk trends and the latest high street and Instagram sartorial must-haves. She also helms the Women Who Win franchise.

She has worked in fashion for over 10 years, contributing to publications such as Cosmopolitan, Red, Good Housekeeping, and Stylist.