Getting your foot on the property ladder can feel like an impossible task. Only recently it was announced that the Help to Buy ISA will be dropped later this year, and according to a study by Lloyds bank the average house price in the UK has increased from £180,548 in 2013 to £248,233 in 2018 - while earnings have risen by just 11% over the same period.
Fair to say that things aren't looking great for first time buyers.
But price comparison site Comparethemarket.com has reviewed the average price of a property in 29 cities and towns across the UK to determine which places are viable options for those wanting to buy their own home - and which ones, well, may not be.
At the top of the least affordable cities list is London (quelle surprise) with an average deposit coming in at just over £72,000. Gulp.
However, once you branch out from the capital things are a little less eye-watering, with Bradford and Kingston upon Hull offering much more affordable housing.
Top 10 Most Affordable UK Cities
1. Bradford
Average price of a one-bed apartment: £133,437
Deposit needed: £13,344
2. Kingston upon Hull
Average price of a one-bed apartment: £137,774
Deposit needed: £13,777
3. Stoke-on-Trent
Average price of a one-bed apartment: £139,586
Deposit needed: £13,959
4. Liverpool
Average price of a one-bed apartment: £163,630
Deposit needed: £16,363
5. Bolton
Average price of a one-bed apartment: £163,879
Deposit needed: £16,388
6. Glasgow
Average price of a one-bed apartment: £175,223
Deposit needed: £17,522
7. Wolverhampton
Average price of a one-bed apartment: £185,333
Deposit needed: £18,533
8. Aberdeen
Average price of a one-bed apartment: £192,270
Deposit needed: £19,227
9. Derby
Average price of a one-bed apartment: £194,230
Deposit needed: £19,423
10. Leeds
Average price of a one-bed apartment: £196,821
Deposit needed: £19,682
Top 10 Least Affordable UK Cities
1. London
Average price of a one-bed apartment: £723,694
Deposit needed: £72,369
2. Brighton
Average price of a one-bed apartment: £406,644
Deposit needed: £40,664
3. Reading
Average price of a one-bed apartment: £363,731
Deposit needed: £36,373
4. Bristol
Average price of a one-bed apartment: £310,938
Deposit needed: £31,094
5. Bournemouth
Average price of a one-bed apartment: £284,272
Deposit needed: £28,427
6. Edinburgh
Average price of a one-bed apartment: £277,528
Deposit needed: £27,753
7. Luton
Average price of a one-bed apartment: £265,819
Deposit needed: £26,582
8. Southampton
Average price of a one-bed apartment: £239,617
Deposit needed: £23,962
9. Northampton
Average price of a one-bed apartment: £238,724
Deposit needed: £23,872
10. Portsmouth
Average price of a one-bed apartment: £237,588
Deposit needed: £23,759
Brb, moving to Bradford.
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