First time buyer? These are the most affordable cities in the UK

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  • Getting your foot on the property ladder can feel like an impossible task. Only recently it was announced that the Help to Buy ISA will be dropped later this year, and according to a study by Lloyds bank the average house price in the UK has increased from £180,548 in 2013 to £248,233 in 2018 – while earnings have risen by just 11% over the same period.

    Fair to say that things aren’t looking great for first time buyers.

    But price comparison site Comparethemarket.com has reviewed the average price of a property in 29 cities and towns across the UK to determine which places are viable options for those wanting to buy their own home – and which ones, well, may not be.

    At the top of the least affordable cities list is London (quelle surprise) with an average deposit coming in at just over £72,000. Gulp.

    However, once you branch out from the capital things are a little less eye-watering, with Bradford and Kingston upon Hull offering much more affordable housing.

    Bradford

    Credit: Andrew Mccaren/LNP/Shutterstock

    Top 10 Most Affordable UK Cities

    1. Bradford

    Average price of a one-bed apartment: £133,437

    Deposit needed: £13,344

    2. Kingston upon Hull

    Average price of a one-bed apartment: £137,774

    Deposit needed: £13,777

    3. Stoke-on-Trent

    Average price of a one-bed apartment: £139,586

    Deposit needed: £13,959

    4. Liverpool

    Average price of a one-bed apartment: £163,630

    Deposit needed: £16,363

    5. Bolton

    Average price of a one-bed apartment: £163,879

    Deposit needed: £16,388

    6. Glasgow

    Average price of a one-bed apartment: £175,223

    Deposit needed: £17,522

    7. Wolverhampton

    Average price of a one-bed apartment: £185,333

    Deposit needed: £18,533

    8. Aberdeen

    Average price of a one-bed apartment: £192,270

    Deposit needed: £19,227

    9. Derby

    Average price of a one-bed apartment: £194,230

    Deposit needed: £19,423

    10. Leeds

    Average price of a one-bed apartment: £196,821

    Deposit needed: £19,682

    london

    Credit: Mint Images/Shutterstock

    Top 10 Least Affordable UK Cities

    1. London

    Average price of a one-bed apartment: £723,694

    Deposit needed: £72,369

    2. Brighton

    Average price of a one-bed apartment: £406,644

    Deposit needed: £40,664

    3. Reading

    Average price of a one-bed apartment: £363,731

    Deposit needed: £36,373

    4. Bristol

    Average price of a one-bed apartment: £310,938

    Deposit needed: £31,094

    5. Bournemouth

    Average price of a one-bed apartment: £284,272

    Deposit needed: £28,427

    6. Edinburgh

    Average price of a one-bed apartment: £277,528

    Deposit needed: £27,753

    7. Luton

    Average price of a one-bed apartment: £265,819

    Deposit needed: £26,582

    8. Southampton

    Average price of a one-bed apartment: £239,617

    Deposit needed: £23,962

    9. Northampton

    Average price of a one-bed apartment: £238,724

    Deposit needed: £23,872

    10. Portsmouth

    Average price of a one-bed apartment: £237,588

    Deposit needed: £23,759

    Brb, moving to Bradford.

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