Get 30% richer by 2014

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Sort out your cash issues now and you can look forward to splashing out. Money guru Jasmine Birtles gives a month-by-month guide to freeeing up the £££s

Snap up half-price Christmas goods in sales now
Cards, wrapping paper, decorations and even food (puds, nuts, booze) will keep until next December and costs a fraction of the price if you buy them this month.

Sell your old Iphone
If you got a new iPhone 5 for Christmas, make cash from your old one at compareandrecycle.co.uk. Sell unwanted electricals- even broken ones- at gadgets4everyone.com.

Make an offer on a new home

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